Whether you rent an apartment or own your own home, mold can be a huge problem to have to deal with. Insurance claims adjusters will usually deny your claim simply because the vast majority of homeowner’s insurance policies simply do not cover the cost to remove mold from the home. Landlords presented with a mold problem in one of their units or in the home that they are renting out are sometimes quick to blame the problem on the tenant rather than admit that the problem is structural or was there before the tenant moved in.
There are a few insurance adjusters that will try to trick you into saying that mold has been around for millennia and that it is not the health threat that people are saying that it is or that the mold contamination in the home is somehow your own fault. If the infestation is obviously not your fault, do not say anything that suggests that it might be. If he/she claims that mold is not a problem like people say, point at the Bible. The scriptures in Leviticus 14:39-49 clearly tell how dangerous mold was considered to be in the time of ancient Judaism and tell how the homes were considered to be “diseased” or “plagued” by mold. It also tells just how these contaminated homes and belongings were dealt with. The rabbi inspected these buildings and determined what was to happen to them and the basic procedure was to remove all belongings from the home and take them far away from the village and people, to shut up the house for a week, and to examine the home again. If it was still not free of contamination, it was torn down and a new one built.
Landlords should be told the same thing if they tell you that mold is not a health threat. You need to provide the landlord proof that there is a problem via mold testing. The burden of proof is on you, not them. Test the home yourself and send a copy of the test results to the landlord via certified mail. If he/she does not respond, send another letter saying you are withholding your rent until the problem is fixed. Lastly, if that was ignored, send yet another letter via certified mail stating that you are re-locating and seeking legal action.
Showing posts with label safety. Show all posts
Showing posts with label safety. Show all posts
Friday, January 18, 2008
Testing Your Home For Mold
Testing for mold in your home is not really a complicated process, but if you should know that if you do not follow the instructions that come on the package to the letter, the test will be almost completely useless both to you and to the mold laboratory that you send the test kit samples to. Most test kits are fairly straight forward, but this is a rundown of what you are going to have to do, even if you do not use just the test kits.
Sometimes knowing where you need to test for mold contamination is pretty easily simply because of the fact that the mold is either completely visible on the walls, ceiling, or other belongings, but also due to the fact that many kinds of mold have a significant musty odor to them. You can take a sample of the mold that you can see on the walls by taking a knife (a clean one) and scraping some of it off into the test kit. Be careful here and do not inhale the mold spores. Wear rubber gloves and a respirator while doing this, if you can. Whether you are wearing gloves or not, though, you should wash your hands afterward before going to test another site and especially before you eat anything.
If you want to, you can also take a piece of scotch tape and lift some of the mold off the wall. Some people may prefer this over the knife method, but it is a matter of personal preference. The knife method is more likely to stir up the spores than the tape method.
Set a test kit out in every room of your home after you have run the air conditioner or fans in every room for about ten to fifteen minutes to get the spores stirred up. Tape at least one kit to the grill of an air conditioning vent so you will know if there is any mold growing inside the duct itself. If the air conditioner continues to blow mold spores out into the house after it has been run for about 15 minutes, you know you have a problem in your ventilation system.
After you collect the test kits from around your house, you need to label them all with your name, address, where each test kit was used in the home, and any other pertinent information. This should also include how long you left the test kit setting out in your home, whether it was 30 minutes or a day.
Sometimes knowing where you need to test for mold contamination is pretty easily simply because of the fact that the mold is either completely visible on the walls, ceiling, or other belongings, but also due to the fact that many kinds of mold have a significant musty odor to them. You can take a sample of the mold that you can see on the walls by taking a knife (a clean one) and scraping some of it off into the test kit. Be careful here and do not inhale the mold spores. Wear rubber gloves and a respirator while doing this, if you can. Whether you are wearing gloves or not, though, you should wash your hands afterward before going to test another site and especially before you eat anything.
If you want to, you can also take a piece of scotch tape and lift some of the mold off the wall. Some people may prefer this over the knife method, but it is a matter of personal preference. The knife method is more likely to stir up the spores than the tape method.
Set a test kit out in every room of your home after you have run the air conditioner or fans in every room for about ten to fifteen minutes to get the spores stirred up. Tape at least one kit to the grill of an air conditioning vent so you will know if there is any mold growing inside the duct itself. If the air conditioner continues to blow mold spores out into the house after it has been run for about 15 minutes, you know you have a problem in your ventilation system.
After you collect the test kits from around your house, you need to label them all with your name, address, where each test kit was used in the home, and any other pertinent information. This should also include how long you left the test kit setting out in your home, whether it was 30 minutes or a day.
First Steps To Take If Your Home Is Water Damaged
Having a home that is located close to the ocean or close to a fresh water source can be a nice and aesthetically pleasing experience, but what do you do if it happens to flood? A flood can be a nightmare for any homeowner, whether the home is newly built or 30 years old and a lot of people do not know how to deal with this situation, simply because most have not ever had to.
If your home does become a victim of flooding and water damage either due to rain, a levy breaking, or hurricane, there are a few things that you can do to help minimize the damage once the water has receded. It is best to tend to the home as soon as possible after the waters have receded back away from your home.
When you do finally get the opportunity to re-enter your home, you must be absolutely certain that the electricity to your entire home is cut off. There is a serious risk of electrocution if you step into your home without making sure of this first and foremost. There are also some serious biological risks that you will be taking when you re-enter a home that has been flooded simply because of all the different chemicals, trash, sewage, and even dead bodies that could be floating around in it.
If you can afford to purchase some protective gear before trying to dry out your home, please do so. Wash your hands extremely well before you eat anything to avoid infecting yourself with anything that may be in the water.
Before you do anything at all to try and repair the damage to your home, you need to use a video camera to record the damage. Tape every section of your home that has suffered significant damage and point out everything that you notice that will have to be repaired. This will offer you irreplaceable help when you try to file an insurance claim on the home.
Remove any insulation in the attic that has gotten wet. It is no longer effective and has become very heavy. It will weigh your ceiling down and eventually cause it to collapse in sections.
You should also remove anything else that is wet and set it outside to dry in the sun, although some items should be let to dry in the shade to keep the sun from bleaching them.
Do not use artificial heat sources to dry hardwood floors. This will cause what is called cupping or can cause the floor to buckle. Open the windows and let air circulate through the home.
If your home does become a victim of flooding and water damage either due to rain, a levy breaking, or hurricane, there are a few things that you can do to help minimize the damage once the water has receded. It is best to tend to the home as soon as possible after the waters have receded back away from your home.
When you do finally get the opportunity to re-enter your home, you must be absolutely certain that the electricity to your entire home is cut off. There is a serious risk of electrocution if you step into your home without making sure of this first and foremost. There are also some serious biological risks that you will be taking when you re-enter a home that has been flooded simply because of all the different chemicals, trash, sewage, and even dead bodies that could be floating around in it.
If you can afford to purchase some protective gear before trying to dry out your home, please do so. Wash your hands extremely well before you eat anything to avoid infecting yourself with anything that may be in the water.
Before you do anything at all to try and repair the damage to your home, you need to use a video camera to record the damage. Tape every section of your home that has suffered significant damage and point out everything that you notice that will have to be repaired. This will offer you irreplaceable help when you try to file an insurance claim on the home.
Remove any insulation in the attic that has gotten wet. It is no longer effective and has become very heavy. It will weigh your ceiling down and eventually cause it to collapse in sections.
You should also remove anything else that is wet and set it outside to dry in the sun, although some items should be let to dry in the shade to keep the sun from bleaching them.
Do not use artificial heat sources to dry hardwood floors. This will cause what is called cupping or can cause the floor to buckle. Open the windows and let air circulate through the home.
How To Know When To Check For Mold In Your Home Or Business
With all the new concern about mold growing in our homes in our businesses, you may be wondering just what you can do to determine whether mold exists on your property or not. There are a few different ways to know if mold exists on your property and one of the best ones is to purchase a mold testing kit that you can perform by yourself, but how do you know if you need to test for it?
Do you throw wet clothing and towels on the floor and leave them there? Or even worse, throw dry clothing on top of them and forget the wet clothes are underneath? If this is a habit for you or the rest of your family, especially if the floor you are putting these on is carpeted, then you are inviting mold to start growing in your house. Wash wet clothing as soon as possible or put them in a sink or other container by themselves and never put dry clothing on top of wet.
Has your home suffered water damage due to floods or heavy rain? Mold likes to grow on items that have been wet and forgotten about or just never repaired. It will grow anywhere that there is moisture or high amounts of humidity. Stachybotrys mold in particular likes to grow where there is standing water, such as in a leaky area of your basement. Try to keep the humidity level in your house down and if you see condensation on your windows or on exposed pipes, you are not succeeding in this. Try a de-humidifier.
Any part of your home that has been water damaged, especially floors and walls, could be hiding a mold infestation. To detect mold that you cannot see or smell, purchase a mold testing kit and follow the directions for it exactly as they appear or the test will be useless.
Mold will also grow in closets that have too many clothes packed in them. Air simply cannot circulate in a closet packed too tight and the clothing provides all the food that the mold needs to survive. A solution to this problem is to just give or throw away clothing that you do not need and if there is not much clothing that you do not use, find another way to store it.
Leaking water pipes or even a waterline for the icemaker on your fridge can be hidden causes for this terrible menace. Check the basics and you can help to eliminate the problem before it starts.
Do you throw wet clothing and towels on the floor and leave them there? Or even worse, throw dry clothing on top of them and forget the wet clothes are underneath? If this is a habit for you or the rest of your family, especially if the floor you are putting these on is carpeted, then you are inviting mold to start growing in your house. Wash wet clothing as soon as possible or put them in a sink or other container by themselves and never put dry clothing on top of wet.
Has your home suffered water damage due to floods or heavy rain? Mold likes to grow on items that have been wet and forgotten about or just never repaired. It will grow anywhere that there is moisture or high amounts of humidity. Stachybotrys mold in particular likes to grow where there is standing water, such as in a leaky area of your basement. Try to keep the humidity level in your house down and if you see condensation on your windows or on exposed pipes, you are not succeeding in this. Try a de-humidifier.
Any part of your home that has been water damaged, especially floors and walls, could be hiding a mold infestation. To detect mold that you cannot see or smell, purchase a mold testing kit and follow the directions for it exactly as they appear or the test will be useless.
Mold will also grow in closets that have too many clothes packed in them. Air simply cannot circulate in a closet packed too tight and the clothing provides all the food that the mold needs to survive. A solution to this problem is to just give or throw away clothing that you do not need and if there is not much clothing that you do not use, find another way to store it.
Leaking water pipes or even a waterline for the icemaker on your fridge can be hidden causes for this terrible menace. Check the basics and you can help to eliminate the problem before it starts.
Cleaning Out the Fridge to Prevent Mold
With the obsession that many households in the United States have with food, one would think that we would remember to keep our refrigerators cleaned a lot more often than we do. Many of us have families to take care of and jobs to tend so, so maybe it is because we just do not have time to take care of this necessary chore like we used to or perhaps we think that the problem is not as bad as we are supposed to think it is. Most people realize that bacteria and mold can grow in the refrigerator almost as easily as outside it because of the large amount of food we keep inside it and a lot of the time our food is improperly stored, which opens it to contamination even further than normal. To keep a healthy kitchen, you need to clean out your refrigerator often; clean it out completely at least once every three or four months and here is how you can start.
Remove everything from the fridge, including from the doors, and set it aside wherever you are comfortable with leaving it. The best place is on the kitchen or dining room table or just your kitchen counters. If you do not have room, set things on a table somewhere, as leaving them in the floor is not exactly practical, especially if your floor is not clean.
Take every removable part of your fridge out and set them in a sink of hot water. If you are putting glass shelves in it, rinse them with warm water first to make sure the sudden temperature change does not crack the glass. This water should also contain plenty of antibacterial soap. Allow these to soak a few minutes, especially if they have any sticky residue like from jelly or syrup.
Start washing out the inside of the refrigerator with a rag or a sponge. Use a warm bowl of water and a spray bottle of whatever chemical you have chosen for this job. You can use bleach, but do not mix it with other household chemicals that you might have on hand and always wear rubber gloves. Make sure to get any food that is stuck onto the surface of the refrigerator off before you start putting things back.
When you are done cleaning the inside and done washing the removable shelves and racks, start putting them back. Then, go through the items that you took out and throw out anything that is stale, spoiled, or contaminated with mold.
Remove everything from the fridge, including from the doors, and set it aside wherever you are comfortable with leaving it. The best place is on the kitchen or dining room table or just your kitchen counters. If you do not have room, set things on a table somewhere, as leaving them in the floor is not exactly practical, especially if your floor is not clean.
Take every removable part of your fridge out and set them in a sink of hot water. If you are putting glass shelves in it, rinse them with warm water first to make sure the sudden temperature change does not crack the glass. This water should also contain plenty of antibacterial soap. Allow these to soak a few minutes, especially if they have any sticky residue like from jelly or syrup.
Start washing out the inside of the refrigerator with a rag or a sponge. Use a warm bowl of water and a spray bottle of whatever chemical you have chosen for this job. You can use bleach, but do not mix it with other household chemicals that you might have on hand and always wear rubber gloves. Make sure to get any food that is stuck onto the surface of the refrigerator off before you start putting things back.
When you are done cleaning the inside and done washing the removable shelves and racks, start putting them back. Then, go through the items that you took out and throw out anything that is stale, spoiled, or contaminated with mold.
What To Do When Your Fridge Has Been Invaded By Mold
Unfortunately, finding mold growing in our refrigerator is something that everyone has to deal with at some point or another, whether you are single, married, or especially if you have children. People who tend to lead fully scheduled lives from day to day typically do not have time to keep a check on the items in their refrigerator to make sure mold does not start to grow, but time should be made at the very least twice a year to clean out the refrigerator of old inventory. Those with more time to clean out their refrigerators should do so more often.
Take an inventory of what is in your refrigerator and what the date is. Anything that is sorely outdated, showing signs of mold contamination, or smelling foul should be thrown away. These items will not take long to contaminate the food that is next to it, such as potatoes from the garden that are put in the same container. One bad potato will spoil the rest fairly quickly if it is not removed and the potatoes touching it washed immediately afterward.
Fruits and vegetables that are brought home from the grocery store should be removed from their plastic sacks that we use at the store to collect them with. These bags will trap moisture inside and cause the fruit to begin to break down, inviting mold to start growing.
Clean out your refrigerator as often as possible, especially if you tend to have a lot of spills in it. If you thaw meat out in the refrigerator, you need to make sure it is thawed out in a pan of some kind to prevent the blood or other juices from getting all over your shelves. Raw poultry is notorious for causing salmonella poisoning, so it is important that you get anything the poultry touched while it was thawing in the refrigerator cleaned after you take it out.
Wash the insides of the refrigerator with antibacterial cleaners and bleach, if you must. Bleach should not be mixed with other household chemicals, however, especially those that contain ammonia. This can cause hazardous fumes to build up in your kitchen and can do you serious damage if you breathe enough in.
While you have everything out of the fridge, take the time to go through the items in it again and toss out anything questionable. Check any home-canned goods that you might have and make sure the seals are not broken on them. Throw out anything the seal is broken on, unless you broke the seal yourself not long ago.
Take an inventory of what is in your refrigerator and what the date is. Anything that is sorely outdated, showing signs of mold contamination, or smelling foul should be thrown away. These items will not take long to contaminate the food that is next to it, such as potatoes from the garden that are put in the same container. One bad potato will spoil the rest fairly quickly if it is not removed and the potatoes touching it washed immediately afterward.
Fruits and vegetables that are brought home from the grocery store should be removed from their plastic sacks that we use at the store to collect them with. These bags will trap moisture inside and cause the fruit to begin to break down, inviting mold to start growing.
Clean out your refrigerator as often as possible, especially if you tend to have a lot of spills in it. If you thaw meat out in the refrigerator, you need to make sure it is thawed out in a pan of some kind to prevent the blood or other juices from getting all over your shelves. Raw poultry is notorious for causing salmonella poisoning, so it is important that you get anything the poultry touched while it was thawing in the refrigerator cleaned after you take it out.
Wash the insides of the refrigerator with antibacterial cleaners and bleach, if you must. Bleach should not be mixed with other household chemicals, however, especially those that contain ammonia. This can cause hazardous fumes to build up in your kitchen and can do you serious damage if you breathe enough in.
While you have everything out of the fridge, take the time to go through the items in it again and toss out anything questionable. Check any home-canned goods that you might have and make sure the seals are not broken on them. Throw out anything the seal is broken on, unless you broke the seal yourself not long ago.
Keeping Mold Off Of Your Things
Mold grows everywhere, but sometimes we humans give it a little help by some of the habits we exhibit in our daily lives. We do not always know when mold is present, though, or what may cause mold to grow or what prevents it from growing. There are a few different things that you can do in order to keep mold off of your stuff and out of your house, but you will not be able to get rid of all mold from your living environment. It is in the air we breathe and on the ground we walk on; only when it starts to grow in colonies can we see it with the naked eye. While you cannot completely get rid of it, you can help prevent it from growing in colonies on your personal belongings.
Any fruit and vegetables in your kitchen should be checked for mold every day or so and anything that is showing spots of mold should have the mold either cut out of it or simply thrown away. Do not allow mold-contaminated fruits or vegetables to stay in your refrigerator or next to anything else.
If you have a baby or babysit one on a regular basis, odds are good that you have some baby bottles in your kitchen. They are made of odd shapes these days and sometimes you cannot get them completely dry and this includes some toddler “sippy” cups that have hollow handles that allow liquid from juice or milk inside. If they are not cleaned properly and dried thoroughly, mold can grow in them. The solution? After washing them and drying them, put them in your freezer until you need them again. Mold does not like to grow in cold temperatures and if the bottle has been washed immediately before being put in the freezer, it should be sterile.
Also, any wet clothing should never be thrown onto carpet and left there or even really on any floor. Once they stay there for over 24 hours, mold can start to grow on these and if the wet item is at the bottom of a dirty laundry basket or even worse, on the bottom of the floor of a closet underneath dry dirty clothes, it can contaminate everything else that it touches. The best way to deal with wet clothing from a swimming pool or from being outside in the snow is to wash it as soon as possible and do not put it in the same basket with dry clothes.
Any fruit and vegetables in your kitchen should be checked for mold every day or so and anything that is showing spots of mold should have the mold either cut out of it or simply thrown away. Do not allow mold-contaminated fruits or vegetables to stay in your refrigerator or next to anything else.
If you have a baby or babysit one on a regular basis, odds are good that you have some baby bottles in your kitchen. They are made of odd shapes these days and sometimes you cannot get them completely dry and this includes some toddler “sippy” cups that have hollow handles that allow liquid from juice or milk inside. If they are not cleaned properly and dried thoroughly, mold can grow in them. The solution? After washing them and drying them, put them in your freezer until you need them again. Mold does not like to grow in cold temperatures and if the bottle has been washed immediately before being put in the freezer, it should be sterile.
Also, any wet clothing should never be thrown onto carpet and left there or even really on any floor. Once they stay there for over 24 hours, mold can start to grow on these and if the wet item is at the bottom of a dirty laundry basket or even worse, on the bottom of the floor of a closet underneath dry dirty clothes, it can contaminate everything else that it touches. The best way to deal with wet clothing from a swimming pool or from being outside in the snow is to wash it as soon as possible and do not put it in the same basket with dry clothes.
Saturday, September 29, 2007
Contractor Need to Know Facts
Almost everyone wants to have the opportunity to build that dream home, but before you can have it built, you need to find the right person to build it for you. This means finding the contractor that you can stand to be around for at least a few months while the house is being built and also finding the contractor that can get the job done right and on time. Other legal matters will also need to be taken care of by the contractor, so before building begins, you need to be sure that these have been taken care of, as well.
When looking for a contractor, talk to your friends and relatives first to find out if they can recommend anyone to you. If they cannot, then it is time to go to the phone book. Avoid hiring a contractor over the internet if possible, but if you feel like you have to go this route, be very careful. Meet the contractor in person and obtain a number of references so you can find out just what quality work he does. Find out if there have been any problems with mold in the home or water damage due to bad plumbing or bad construction since the house was built. Ask a lot of questions about the contractor’s character and about how efficient the job was.
Find out whether the contractor’s license is current and has no claims against it at the moment. There should not be any. In California, anyone who is contracted to do work that will cost more than $500 must have a license from the Contractor’s State License Board. If you hire someone without a license, you may not be able to obtain assistance from the Board to resolve a complaint. They should have a pocket license with their name on it and the name on it should match the name of who you are talking to.
Your contractor should also have all of the appropriate insurances and he should have no problem with giving you copies of the policies for your own records. He or she should have liability and worker’s compensation insurance. They may not be required by your local law to have general liability insurance, but if they do damage to your property, you or your insurance company may have to cover the bill.
Your contractor is also responsible for getting the appropriate building permits from the city to do your project. Make sure he or she has obtained all these permits and permissions before building starts.
Jim Corkern is a writer and promoter of quality
Mold Remediation and
water damage restoration companies across the united states.
When looking for a contractor, talk to your friends and relatives first to find out if they can recommend anyone to you. If they cannot, then it is time to go to the phone book. Avoid hiring a contractor over the internet if possible, but if you feel like you have to go this route, be very careful. Meet the contractor in person and obtain a number of references so you can find out just what quality work he does. Find out if there have been any problems with mold in the home or water damage due to bad plumbing or bad construction since the house was built. Ask a lot of questions about the contractor’s character and about how efficient the job was.
Find out whether the contractor’s license is current and has no claims against it at the moment. There should not be any. In California, anyone who is contracted to do work that will cost more than $500 must have a license from the Contractor’s State License Board. If you hire someone without a license, you may not be able to obtain assistance from the Board to resolve a complaint. They should have a pocket license with their name on it and the name on it should match the name of who you are talking to.
Your contractor should also have all of the appropriate insurances and he should have no problem with giving you copies of the policies for your own records. He or she should have liability and worker’s compensation insurance. They may not be required by your local law to have general liability insurance, but if they do damage to your property, you or your insurance company may have to cover the bill.
Your contractor is also responsible for getting the appropriate building permits from the city to do your project. Make sure he or she has obtained all these permits and permissions before building starts.
Jim Corkern is a writer and promoter of quality
Mold Remediation and
water damage restoration companies across the united states.
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